Skip to main content

About Our Agency

Smart Financial Inc. provides personalized service backed by expertise.

Your trusted source for your insurance and financial solutions.

Home » About Our Agency

Smart Financial Inc. is all about helping you work smarter, not harder, with your insurance. We’re also focused on making accounting services such as bookkeeping and tax services simple, as they should be. If you think smart like us, you’ve come to the right place!

We think smarter so you don’t have to work harder.

Smart Financial Inc - Logo Icon

Woman-Led Insurance Agency

Smart Financial Inc - Logo Icon

Quick, Personalized Quotes

Smart Financial Inc - Logo Icon

We Speak English, Spanish, and Portuguese

Smart Financial Inc - Logo Icon

Customer Service Comes First

Smart Financial Inc - Logo Icon

Accurate, Affordable Coverage
Who we are are where we’re going.

Carla Alves began Smart Financial Inc. with the focus of helping individuals, independent professionals, and business owners find the insurance solutions they need to protect what’s most important. In fact, the meaning behind our name is based on making smarter goals: specific, measurable, achievable, realistic, and anchored within a time frame to evaluate and readjust. Backed by extensive experience and a dedication to customer service, you can count on Smart Financial to help you get the insurance that covers your unique needs. In addition, we also provide accounting services for individuals and businesses, including bookkeeping and tax preparation.

Why choose us?

As an independent insurance agency, we are committed to understanding who you are and what your needs are to properly protect against the risks you face. We know no two situations are the same, and neither should your insurance coverage. That’s where we come in, helping you find options and guiding you to make smart, informed decisions on your insurance. Because in the end, your future and your finances are important. You can count on us to help you every step of the way!

Our Mission Statement

At Smart Financial Inc., our mission is to make you think smarter instead of working harder to find insurance and accounting solutions that meet your needs. If you like simple, you’ll love us!

About Our Agency - Closeup View of a Cheerful Young Couple Hugging Their Dog as They Sit on the Floor in Their New Apartment

Get Started Today

As an independent agency, we are here to help you find the right coverage.

Get a Quote
Accounting Services

We specialize in offering accounting services such as bookkeeping and tax preparation services.

Contact Us

The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Chelmsford, MA - Aerial View of Downtown Chelmsford Massachuetts with View of Commercial Buildings and Homes During the Winter

Ready to think smarter about your future and your finances? Contact our local Chelmsford, MA office for your insurance and accounting service needs. We’re here to help!

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

  • Please do not include sensitive, private information in this area.
  • This field is for validation purposes and should be left unchanged.

Get a Quote

It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!